Sam Miskowicz | CA DRE# 02082087
Christian Bubion | CA DRE# 02022092
We are firm believers that no client we do business with has to second guess a thing.
We fully understand that there are many different approaches when it comes to negotiations during a real estate transaction. We don't hesitate to go above and beyond to ensure the best possible outcome for our clients
The #1 reason buyers want an experienced and trustworthy agent is to help mitigate risk and To ensure they are making the right decision. We do not take this lightly and will guide you. Every step of the way, resulting in you being able to make educated and informed decisions.
We utilize only the most robust systems to help our clients find the perfect home while maintaining some old-school methods to ensure our clients never miss a home, whether it be on or off the market. Strong relationships with other high-producing agents/investors give you the best opportunity to win.
When we sign an agreement with you, we absolutely honor that contract to the fullest extent. We work for you and make sure you, as the client, understand all of our roles/responsibilities.
From Buyers
This is certainly one of the most misunderstood topics when it comes to buying a home, and the Answer is no, we have preferred lenders who can offer loans with as little as 3% down.
Every situation is different; however, we typically see this process take anywhere from 17 to 30 Days.
We only use the most robust systems and methods, including the multiple listing service (mls), Realscout, investor platforms, broker caravans, neighborhood outreach, prospecting, calls to Expired listings, homeowners who are most likely to sell, and mailers (we have a buyer).
Look at this as a good-faith deposit, similar to when you buy a car, and you have to do some kind of deposit; it is the same when you go to purchase a home. The amount can be anywhere from 1% - 3% of the purchase price, and this is part of your overall downpayment (not extra funds).
Firstly, be over the moon as this is a great achievement, then you will wire your earnest money Deposit to the escrow company involved in the transaction. They will send you an email with Secure wire instructions and ask you to call them. Do not worry, we will be there to guide you every step of the way.
Crown & Coast Properties is "Best of Zillow. " Best of Zillow agents are the top 10% of Zillow Premier Agents, known for demonstrating trustworthiness, responsiveness, and knowledge in every client interaction.
Veterans and active members of the military are near and dear to our team. We have proudly partnered with Veterans United since 2020
We have successfully closed over 90 transactions on this platform alone.
130+ 5-star reviews on Google and other platforms
Top 1% of Real Estate Agents in San Diego County - awarded to Christian Bubion for 2024
Conventional, VA, FHA, Jumbo, NonQM, Buy Before You Sell, and more! As a mortgage broker, PGS partners with 100+ lenders to find the program that best fits your needs.
PGS Home Loans has been proudly serving clients since 1999, helping thousands of buyers navigate the mortgage process with confidence.
Every buyer works directly with Josh and his experienced team, ensuring expert strategy, clear communication, and a smooth path to closing.
Josh Jelsing, owner and broker of PGS, has been ranked among the Top 50 Mortgage Brokers in the U.S. for the past 10 years
As your real estate agent, we will ensure that you have the best experience when touring a property. All of the planning/organizing is done on our end, so you can just show up and enjoy the tour. You will not have to enter your information into sites like Zillow or Redfin ever. Allow us to handle the legwork.
We have built strong relationships with local investors who give us access to off-market properties that many homebuyers will never hear about. We go above and beyond to find our clients the right fit home, whether that be on or off the market
We have spent years and years trying out the best online platforms for searching for homes. Our unique and tested system allows our clients to have the MLS at their fingertips, so no property ever passes us by.
As part of our initial buyer consultation, we would have already gone over the key parts of the California Purchase Agreement and other necessary forms to ensure there are no surprises when an offer arises.
As your real estate agent, we will begin negotiations with the seller's agent and provide them with the purchase contract, pre-approval letter, and your proof of funds, as well as giving them the confidence that you are the right buyer for this home.
By far one of the most exciting parts of buying a home, your offer has been accepted, and contracts have been fully executed by all parties. We will now be introducing you to several important people who will help facilitate the transaction alongside Crown & Coast Properties. The real work begins.
An earnest money deposit is a good-faith payment made by a buyer to show serious intent to purchase a home; it’s typically held in escrow and applied toward the down payment or closing costs at settlement
The home inspection is a professional assessment of a property’s condition, identifying any issues the home may have and before the purchase is finalized. We will help navigate this for you and set you up with a trusted local licensed inspector.
This is ordered by your loan officer and is a professional evaluation of the property's market value, conducted by a licensed appraiser to ensure the home’s price aligns with its true worth for the lender and buyer.
The disclosures are documents provided by the seller that reveal known issues or facts about a property, whether past or present, ensuring you, as the buyer are fully informed before completing the purchase
Final loan approval is the lender’s official confirmation that all conditions have been met and the mortgage is fully approved, allowing the buyer to proceed to closing.
The final walk-through is the buyer’s last inspection of the home before closing to confirm that any requested repairs are complete and the property is in the agreed upon condition.
This process involves the buyer meeting with a notary organized by the escrow officer to review and sign all final mortgage and closing documents to complete the home purchase.
Time to really celebrate, all documents have been signed, notarized, and recorded. The transfer of ownership from the seller tothe buyer has taken place. CONGRATULATIONS and welcome to homeownership!
Whether you’re buying, selling, or exploring your next opportunity, we’re here to help you make informed, confident decisions in the market you call home.
